Finovra/Industries/Landlords & property
Who we work withAccounting for landlords and property.
Making Tax Digital measured on gross rent, joint ownership and multiple properties filed correctly, and a straight answer on whether a company structure helps you.
What we handle
The detail that matters here.
- Making Tax Digital is measured on gross rent.Not profit. A landlord with £34,000 of rent and £29,000 of costs makes £5,000 and is still inside the rules. From April 2027 the threshold is £30,000.
- Property and other income combine.The threshold test adds self-employment and property income together. £19,000 of freelance work plus £13,000 of rent is £32,000, and that counts.
- Finance cost relief.The restriction on mortgage interest changed the economics of higher-rate landlords significantly, and it interacts with how you hold the property.
- Joint ownership.Shares, declarations and who declares what. Worth getting right from the start rather than unpicking later.
- Company or personal.Sometimes a company genuinely helps. Often it does not, once you account for the cost of getting money back out. We will tell you which.
The question is never simply whether a company saves tax. It is whether it still saves tax once you take the money out again.
Free, no obligation
Find out what you're overpaying.
Twenty minutes, a straight answer, and a written fixed quote. Nothing to prepare — just bring your last set of accounts if you have them.
Book a free 20-minute review →